As we discuss your wealth management plan, we take into consideration your comfort with risk.  Once we understand your needs and goals, we utilize a disciplined process for investment selection, diversify your portfolio, and periodically review our strategies with you.  If you have concerns about the market, let’s talk through it.  As your risk tolerance or investment goals change, we can make adjustments.  If you experience changes in your career, family structure, or financial life, please let us know, so we can help you evaluate if adjustments are needed in your plan.  Assessment of risk is an ongoing process, and we are committed to journeying with you as we follow your long-term plan.